Risk score 1.10× the average cat. Here is what that means in CAD.
Risk score 1.10x average| Condition / procedure | Canada range | Insurance |
|---|---|---|
| Ultrasound | $350–$700 | covered |
| Dental Extractions | $350–$1,200 | covered |
Average-to-elevated risk. Insurance is a reasonable default unless you keep a large emergency fund.
Run the calculator for a Siberian90% reimbursement, no payout limits, pays the vet directly at many Canadian clinics.
Get a quote →Covers exam fees, dental disease and behavioural therapy; flexible deductibles.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
Around $15,170 in routine care plus a realistic share of breed-typical conditions, at 2026 Canadian prices.
Modelled premiums (estimates, not quotes) run about $26–$43 a month for a kitten, rising with age and city.
That depends on what you could pay in cash. The breed's risk score is 1.10× average and the single worst bill we model is $4,100. The calculator compares that bill with your emergency fund and shows the expected net cost of insuring.