Surgery to remove a swallowed object from the stomach or intestine, including imaging, anaesthesia and aftercare.
Typical plans reimburse 80–90% after the deductible, for about $46–$95/month for a young cat.
The published Canadian market average for accident-and-illness cover is CAD $601 a year (about CAD $50 a month) for a cat, across all ages and breeds. Published market average, not a quote — source: North American Pet Health Insurance Association (NAPHIA), 2026-06, covering 2025 calendar year, Canadian accident-and-illness policies, all ages and breeds, compiled by Willis Towers Watson and representing about 99% of written pet health insurance premium in Canada.
| City | Typical range | Index |
|---|---|---|
| Toronto ON | $2,300–$5,750 | |
| Vancouver BC | $2,300–$5,750 | |
| Mississauga ON | $2,240–$5,600 | |
| Victoria BC | $2,200–$5,500 | |
| Surrey BC | $2,180–$5,450 | |
| Calgary AB | $2,160–$5,400 | |
| Guelph ON | $2,120–$5,300 | |
| Ottawa ON | $2,100–$5,250 | |
| Kelowna BC | $2,100–$5,250 | |
| Barrie ON | $2,100–$5,250 | |
| Hamilton ON | $2,080–$5,200 | |
| Kitchener-Waterloo ON | $2,060–$5,150 | |
| Edmonton AB | $2,040–$5,100 | |
| London ON | $2,000–$5,000 | |
| Red Deer AB | $1,940–$4,850 | |
| Moncton NB | $1,860–$4,650 | |
| Montreal QC | $1,840–$4,600 | |
| Sherbrooke QC | $1,840–$4,600 | |
| Halifax NS | $1,800–$4,500 | |
| St. John's NL | $1,800–$4,500 | |
| Saskatoon SK | $1,760–$4,400 | |
| Winnipeg MB | $1,760–$4,400 | |
| Quebec City QC | $1,760–$4,400 | |
| Regina SK | $1,740–$4,350 |
Nationally $2,000–$5,000 in 2026. Toronto is the most expensive city we track; Regina the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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