Emergency treatment for a blocked male cat: sedation, urinary catheter, IV fluids, bloodwork and two to four nights of hospitalisation. Fatal within a day or two if untreated.
Typical plans reimburse 80–90% after the deductible, for about €27–€56/month for a young cat.
Advertised cover starts around €6.21 a month and most quoted plans land under €30 a month. Published market average, not a quote — source: AA Ireland, 2026, covering Advertised Irish market pricing, entry-level cover on a healthy young pet.
Nationally €560–€2,540 in 2026. Dublin is the most expensive city we track; Waterford the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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