Risk score 1.30× the average cat. Here is what that means in NZD.
Risk score 1.30x average| Condition / procedure | New Zealand range | Insurance |
|---|---|---|
| Kidney Disease, first year | NZ$490–NZ$1,970 | covered |
| Dental Extractions | NZ$285–NZ$985 | covered |
This breed carries well-known, expensive conditions. A policy bought early is the cheapest way to cap that risk.
Run the calculator for a Exotic ShorthairAccident and illness plans with up to 80% back on eligible vet bills; New Zealand's best-known pet insurer.
Get a quote →Cover for dogs, cats, rabbits and some exotics, with lifetime and accident-only tiers.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
Around NZ$15,005 in routine care plus a realistic share of breed-typical conditions, at 2026 New Zealand prices.
Modelled premiums (estimates, not quotes) run about NZ$27–NZ$44 a month for a kitten, rising with age and city.
That depends on what you could pay in cash. The breed's risk score is 1.30× average and the single worst bill we model is NZ$3,360. The calculator compares that bill with your emergency fund and shows the expected net cost of insuring.