Risk score 1.25× the average small pet. Here is what that means in NZD.
Risk score 1.25x average| Condition / procedure | New Zealand range | Insurance |
|---|---|---|
| Dental Burr or Trim (under anaesthesia) | NZ$385–NZ$780 | covered |
| Respiratory Infection | NZ$165–NZ$490 | covered |
| GI Stasis | NZ$285–NZ$1,970 | covered |
This breed carries well-known, expensive conditions. A policy bought early is the cheapest way to cap that risk.
Run the calculator for a English Lop rabbitAccident and illness plans with up to 80% back on eligible vet bills; New Zealand's best-known pet insurer.
Get a quote →Cover for dogs, cats, rabbits and some exotics, with lifetime and accident-only tiers.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
Around NZ$7,415 in routine care plus a realistic share of breed-typical conditions, at 2026 New Zealand prices.
Modelled premiums (estimates, not quotes) run about NZ$21–NZ$34 a month for a young rabbit, rising with age and city.
That depends on what you could pay in cash. The breed's risk score is 1.25× average and the single worst bill we model is NZ$1,970. The calculator compares that bill with your emergency fund and shows the expected net cost of insuring.