Diagnosis, insulin, syringes, glucose curves and rechecks for the first year.
Typical plans reimburse 80–90% after the deductible, for about $46–$95/month for a young dog.
| City | Typical range | Index |
|---|---|---|
| Toronto ON | $2,300–$4,600 | |
| Vancouver BC | $2,300–$4,600 | |
| Mississauga ON | $2,240–$4,480 | |
| Victoria BC | $2,200–$4,400 | |
| Surrey BC | $2,180–$4,360 | |
| Calgary AB | $2,160–$4,320 | |
| Ottawa ON | $2,100–$4,200 | |
| Kelowna BC | $2,100–$4,200 | |
| Hamilton ON | $2,080–$4,160 | |
| Kitchener-Waterloo ON | $2,060–$4,120 | |
| Edmonton AB | $2,040–$4,080 | |
| London ON | $2,000–$4,000 | |
| Red Deer AB | $1,940–$3,880 | |
| Montreal QC | $1,840–$3,680 | |
| Halifax NS | $1,800–$3,600 | |
| St. John's NL | $1,800–$3,600 | |
| Saskatoon SK | $1,760–$3,520 | |
| Winnipeg MB | $1,760–$3,520 | |
| Quebec City QC | $1,760–$3,520 | |
| Regina SK | $1,740–$3,480 |
Nationally $2,000–$4,000 in 2026. Toronto is the most expensive city we track; Regina the least.
Rent, staff wages, equipment and competition. Big-city specialty hospitals can charge double what a rural clinic does for the same procedure.
Yes, on most accident-and-illness plans after the deductible.
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