Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Birmingham price index 0.97×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £42–£85 | none yet | routine |
| Emergency Exam (after hours) | £85–£195 | none yet | covered |
| Puppy Vaccine Series | £140–£255 | none yet | routine |
| Annual Booster Vaccines | £51–£115 | none yet | routine |
| Spay (female) | £280–£620 | none yet | routine |
| Neuter (male) | £225–£450 | none yet | routine |
| Dental Cleaning (under anaesthesia) | £365–£730 | none yet | covered |
| Euthanasia + Cremation | £140–£395 | none yet | covered |
| Microchip | £28–£51 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | £845–£1,970 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | £85–£195 | none yet | covered |
| X-rays (2 views) | £115–£280 | none yet | covered |
| Abdominal Ultrasound | £225–£450 | none yet | covered |
| Ear Infection Treatment | £85–£195 | none yet | covered |
| Urinary Tract Infection | £115–£255 | none yet | covered |
| Skin Allergy Workup | £170–£505 | none yet | covered |
| Vomiting / Diarrhea Visit | £115–£395 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | £1,405–£3,375 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | £2,530–£4,500 | none yet | covered |
| Bloat (GDV) Emergency Surgery | £2,815–£5,625 | none yet | covered |
| Lump / Mass Removal | £340–£1,125 | none yet | covered |
| Fracture Repair | £1,690–£3,940 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | £2,815–£8,440 | none yet | covered |
| Diabetes (first year) | £1,125–£2,250 | none yet | covered |
Estimated annual routine care. Birmingham highlighted.
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For a young dog, plans in Birmingham run about £25–£53 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £42–£85. Emergency exams start around £85.
Birmingham sits at 0.97× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £4,500. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.