Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Manchester price index 1.00×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £44–£85 | none yet | routine |
| Emergency Exam (after hours) | £85–£205 | none yet | covered |
| Puppy Vaccine Series | £145–£260 | none yet | routine |
| Annual Booster Vaccines | £52–£115 | none yet | routine |
| Spay (female) | £290–£640 | none yet | routine |
| Neuter (male) | £230–£465 | none yet | routine |
| Dental Cleaning (under anaesthesia) | £375–£755 | none yet | covered |
| Euthanasia + Cremation | £145–£405 | none yet | covered |
| Microchip | £29–£52 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | £870–£2,030 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | £85–£205 | none yet | covered |
| X-rays (2 views) | £115–£290 | none yet | covered |
| Abdominal Ultrasound | £230–£465 | none yet | covered |
| Ear Infection Treatment | £85–£205 | none yet | covered |
| Urinary Tract Infection | £115–£260 | none yet | covered |
| Skin Allergy Workup | £175–£520 | none yet | covered |
| Vomiting / Diarrhea Visit | £115–£405 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | £1,450–£3,480 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | £2,610–£4,640 | none yet | covered |
| Bloat (GDV) Emergency Surgery | £2,900–£5,800 | none yet | covered |
| Lump / Mass Removal | £350–£1,160 | none yet | covered |
| Fracture Repair | £1,740–£4,060 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | £2,900–£8,700 | none yet | covered |
| Diabetes (first year) | £1,160–£2,320 | none yet | covered |
Estimated annual routine care. Manchester highlighted.
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For a young dog, plans in Manchester run about £26–£55 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £44–£85. Emergency exams start around £85.
Manchester sits at 1.00× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £4,640. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.