Typical 2026 prices for 24 procedures, from the annual check-up to emergency surgery, in GBP. Crowd-checked with real owner bills.
Belfast price index 0.85×Typical range = what a general-practice clinic quotes. Real bills = median of verified owner submissions (published once we have three).
| Procedure | Typical range | Real bills | Insurance |
|---|---|---|---|
| Routine care | |||
| Vet Exam Fee | £37–£75 | none yet | routine |
| Emergency Exam (after hours) | £75–£175 | none yet | covered |
| Puppy Vaccine Series | £125–£220 | none yet | routine |
| Annual Booster Vaccines | £44–£100 | none yet | routine |
| Spay (female) | £245–£540 | none yet | routine |
| Neuter (male) | £195–£395 | none yet | routine |
| Dental Cleaning (under anaesthesia) | £320–£640 | none yet | covered |
| Euthanasia + Cremation | £125–£345 | none yet | covered |
| Microchip | £25–£44 | none yet | routine |
| Common illnesses | |||
| Dental Cleaning with Extractions | £740–£1,725 | none yet | covered |
| Bloodwork Panel (CBC + chemistry) | £75–£175 | none yet | covered |
| X-rays (2 views) | £100–£245 | none yet | covered |
| Abdominal Ultrasound | £195–£395 | none yet | covered |
| Ear Infection Treatment | £75–£175 | none yet | covered |
| Urinary Tract Infection | £100–£220 | none yet | covered |
| Skin Allergy Workup | £150–£445 | none yet | covered |
| Vomiting / Diarrhea Visit | £100–£345 | none yet | covered |
| Surgery | |||
| Foreign Body Surgery (swallowed object) | £1,230–£2,960 | none yet | covered |
| ACL / Cruciate Repair (TPLO) | £2,220–£3,945 | none yet | covered |
| Bloat (GDV) Emergency Surgery | £2,465–£4,930 | none yet | covered |
| Lump / Mass Removal | £295–£985 | none yet | covered |
| Fracture Repair | £1,480–£3,450 | none yet | covered |
| Emergency & major | |||
| Cancer Treatment (chemo course) | £2,465–£7,395 | none yet | covered |
| Diabetes (first year) | £985–£1,970 | none yet | covered |
Estimated annual routine care. Belfast highlighted.
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For a young dog, plans in Belfast run about £22–£47 a month. One surgery on the table above would repay years of premiums.
Lifetime cover up to £15,000 a year, no co-payments for older dogs on core plans.
Get a quote →The UK's biggest pet insurer; Covered For Life plans renew cover for ongoing conditions every year.
Get a quote →Lifetime policies with high vet-fee limits and free 5-week puppy cover through breeders.
Get a quote →Disclosure: some links are referral links. They never change your price. We list insurers we would consider ourselves, not whoever pays most.
A standard exam runs £37–£75. Emergency exams start around £75.
Belfast sits at 0.85× the United Kingdom average, at or below most cities in our index.
At local prices a single ACL surgery can reach £3,945. If you could not absorb that, insurance usually pays off. Run the calculator with your breed.